*Sunshine Theory*Loan interest rate: 8% to 9% per yearLoan limit: Up to 20 million won for workersLo...
*Sunshine Theory*Loan interest rate: 8% to 9% per yearLoan limit: Up to 20 million won for workersLoan period: Employee: 3 years, 5 years (principal repayment in equal installments)Overdue interest rate: Within the agreed interest + 3% (additional overdue interest rate), up to 20%Repayment period: Minimum 12 months, maximum 60 monthsAn example of the total cost of a loan is as follows:If 1,000,000 won is loaned at an interest rate of 20% for 12 months and a maximum annual interest rate of 20%, the total repayment amount is: 1,111,620 won.*SitestoneLoan interest rate: 9% to 16% per yearLoan limit: Up to 30 million wonLoan period: up to 60 monthsOverdue interest rate: Within the agreed interest + 3% (additional overdue interest rate), up to 20%Repayment period: Minimum 12 months, maximum 60 monthsAn example of the total cost of a loan is as follows:If 1,000,000 won is loaned at an interest rate of 20% for 12 months and a maximum annual interest rate of 20%, the total repayment amount is: 1,111,620 won.*i-Big LoanLoan interest rate: 6% to 15% per yearLoan limit: Minimum 1 million won ~ Maximum 100 million wonLoan period: KRW 5 million or less: up to 36 months (3 years), under KRW 50 million: up to 60 months (5 years), over KRW 50 million: up to 72 months (6 years)Overdue interest rate: Within the agreed interest + 3% (additional overdue interest rate), up to 20%Repayment period: Minimum 12 months, maximum 60 monthsAn example of the total cost of a loan is as follows:If 1,000,000 won is loaned at an interest rate of 20% for 12 months and a maximum annual interest rate of 20%, the total repayment amount is: 1,111,620 won.Counselor Choi Seon-mi belongs to OK Plus, a loan collection company that has signed a consignment contract with IBK Savings Bank, and is a loan counselor registered with the Korea Federation of Savings Banks.Requesting or receiving a brokerage fee is illegal and we do not charge any fees related to the loan.Excessive debt can bring you great misfortune. It is illegal to collect brokerage fees other than interest.We only represent IBK Savings Bank.Our company has not been granted the right to enter into financial products and has no authority to enter into contracts.Disadvantages for late payments: Your credit rating or personal credit score may drop and interest on late payments may accrue.When you take out a loan, your credit rating or personal credit score may drop.Business Name: OK Plus Co., Ltd., IBK Savings Bank Trustee Corporation / CEO: Minho Kim / Business Registration Number: 680-86-00246 / Korea Federation of Banks Registration Number: 10-00008521Recruiter Choi Seon-miIBK Savings Bank Compliance Officer Deliberation No. 2022-032 (2022.03.30~2023.03.29)Business location: #702, 31, Dunya-ro, Uijeongbu-si, Gyeonggi-do (Uijeongbu-dong, Miga Building) / Representative number: 1522-2464COPYRIGHT OK Plus Co., Ltd. ALL RIGHT RESERVED.If a customer is subject to credit management by a financial institution in accordance with IBK Savings Banks credit regulations and related laws, a loan may be rejected for delinquent borrowers.If there is an objection related to a savings bank transaction, you can request a resolution from the dispute resolution organization of IBK Savings Bank Co., Ltd. or apply for dispute mediation through the Financial Dispute Mediation Committee, etc.IBK Savings Bank Co., Ltd. does not accept money or entertainment. Please report any violations of ethical management or if improvements are needed.(Financial Supervisory Service: 1332 without area code / IBK Savings Bank Co., Ltd.: 051-791-4377, www.ibksb.co.kr)* Identity verification method - Korea Federation of Banks registration number: https://www.loanconsultant.or.kr/loan_main.do